Car Loans & Leases in Harrison AR

Ramsey Motor Company takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Ramsey Motor Company Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Ramsey Motor Company can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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The Finance Center at Ramsey Motor Company is Here to Help

Today, there are many options for getting behind the wheel of a new or used car, truck, or SUV. But is it better to buy or lease a new vehicle? The choice to purchase or lease a vehicle can be a challenging one. At Ramsey Motor Company in Harrison, AR, our friendly sales team is here to help you choose from a great selection of vehicles near Bergman, AR. Our experienced and knowledgeable finance center is here to help you decide the type of purchase that best suits your needs.

The Pros and Cons of Leasing in Harrison AR

Many of our customers in Springdale, AR, want to know if there are any benefits to leasing a car. Leasing is essentially renting a car for a set amount of time. Most leasing periods are between three to four years, but there are shorter and longer-term leasing options available for our drivers in Branson, MO, who want to lease a new model car. When you lease a vehicle, you don't have to worry about paying for maintenance and repairs unless specified in your lease agreement.

Most leases only require you to pay for excess wear and tear, which means you may have to pay for damages at the end of the lease if it's deemed excessive. Another benefit of leasing is you'll always drive a newer model vehicle. After the lease is up, you return the car for a newer model.

Why You Should Buy Instead of Lease a Car

There's nothing like driving around Mountain Home, AR, in a new car. When you buy a car, you can make modifications and drive it as much as you desire. There are no mileage limits when purchasing a vehicle as there are with leasing one. When you buy a car and complete the payments, you own it free and clear. Keep in mind that any repairs and maintenance costs will have to come out of your pocket.

Visit Ramsey Motor Company in Harrison to Learn More

Our finance center in Harrison, AR, is here to help you with any information on leasing and buying a new Chrysler Dodge Jeep Ram or used car, truck or SUV. Our staff is committed to helping you get into the car you desire in the best way that's affordable and within your budget. We look forward to working with you soon!

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  1. Ramsey Motor Company

    502 Hwy 65 S
    Harrison, AR 72601-2500

    • Sales: (870)738-9953
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Get in Touch

  • Contact our Sales Department at: (870)738-9953
  • Monday08:00AM - 06:00PM
  • Tuesday08:00AM - 06:00PM
  • Wednesday08:00AM - 06:00PM
  • Thursday08:00AM - 06:00PM
  • Friday08:00AM - 06:00PM
  • Saturday08:00AM - 04:00PM
  • SundayClosed